The Credit Risk Analytics Leadership Programme

Applications for this programme are now closed.

The Credit Risk office uses sophisticated risk management techniques and analyses the key drivers of profit and loss to support profit growth across a range of international credit products and payment technologies.

• Our Modelling teams use advanced statistical modelling and analytical techniques to build the models that support key credit decisions and forecasts that impact on Barclaycard’s overall commercial performance
• Our Credit Strategy experts use a combination of statistical and analytical techniques alongside their commercial knowledge to minimise risk and maximise reward on all commercial decisions whilst making sure we provide our customers with the products that most suit their lifestyle and borrowing needs
• Data Strategy provides detailed insights into both the current and projected performance of our business and the trends affecting the countries and markets where we operate whilst ensuring we have access to the optimal data for making credit decisions

On this programme you’ll undertake a number of placements, working alongside experienced Credit Risk and Analytics experts to gain exposure to different areas and markets while developing new and existing skills.

Over the course of the programme, you could find yourself:

• Analysing campaigns to identify consumer patterns, behaviours and insights that help us with future campaign strategies
• Using decision sciences to develop new strategies and tools to support the business
• Building models to forecast the ways customer behaviours drive profit and loss for new products and partnerships
• Implementing and testing changes to the technologies we use to analyse, report and make decisions
• Analysing deposits for first time homebuyers, developing lending policies for newly established businesses or setting risk and pricing strategies for graduate bank accounts
• Providing our commercial teams with business-critical product profitability information
• Reviewing lending applications and making the decision to either approve or decline the request

Professional Qualifications

At Barclays we appreciate the importance of professional training. To our way of thinking, it’s fundamental to quality leadership development. With that in mind you’ll have the chance to study for a range of recognised professional qualifications. These will provide you with the specialist knowledge and technical capabilities to complement the practical expertise you gain during your placements.